Meeting the mortgage challenges of 2009. Making Home Affordable.

Recent legislation enacted in March 2009 added provisions to assist people that have lost home equity to qualify for today's low rates with refinancing. Many people have not been able to refinance to lower fixed rates or more secure loans due to loss of equity. Don't delay! Find out if this program will benefit you!

Rates dropped dramatically in recent months. Can you benefit! It isn’t just simply buying or refinancing anymore. Your mortgage lender needs to be your advisor and consultant. You need a mortgage planner that knows the area where you live and own a home. Your Mortgage Planner should be part of your financial plan. We can serve all of Florida but most of our clients are in the Tampa Bay area. We provide mortgages in Tampa, Brandon, Valrico, Riverview, Plant City as well as Lakeland, St. Petersburg, and Clearwater. We serve Hillsborough, Pasco, Pinellas, Polk, Hernando, Manatee counties and more. 

When purchasing a home today understanding your market is crucial. You need a mortgage professional that understands the programs that can help you buy in your market like FHA, VA, Rural Development and conventional loans. In this environment of short sales and foreclosure sales you need a consultant that understands how to guide you through your transaction. Values have declined to provide homes within many budgets. This is truly a buyers market that you can find a bargain and it is perfect for first time buyers!

Refinancing and assisting with existing mortgage needs. With today’s declining home values new mortgages can be challenging but there are programs to improve your mortgage even now. FHA and other government programs provide ways to refinance with little or no equity, even if you are upside down. Hope for Homeowners can be an option. We can even guide you toward alternative solutions if you are behind in payments.